AARP Medical
Insurance
AARP medical
insurance is provided by private health insurers across the
country. It’s a unique program that brings to its members who
are aged 50 years and above various special savings, health
information and insurance.
Many companies were researched and those that provided the
best value for money and services were included in the program
for its members. In 2006 there were more than 3.5 million
members (members and their spouses) that were covered under the
various schemes of AARP medical insurance.
History
The AARP medical insurance program was started in
1958 by D. Ethel Percy Andrus. Since then the various programs
that are covered under AARP medical insurance have increased
and now include primary health insurance, long term care
insurance, discounts on eye care and discounts on prescription
and non prescription drugs.
These are the Various Companies That
Offer AARP Medical Insurance:
United HealthCare Insurance Company (For plans offered in NY,
United HealthCare Insurance Company of New York) insures the
AARP Group Hospital Indemnity, Supplemental
Medical, Hospital Advantage, Medical
Advantage, Personal Health Insurance, and Medicare
Supplement Insurance Plans. Metropolitan Life
Insurance Company is the insurer of the AARP Long-Term Care
Insurance Plan and was rated A+ by A.M. Best in 2006.
Products and Services Available
The AARP medical insurance covers those who are 50 years of
age and their spouses. The AARP medical insurance is available
in all 50 states of the US and it’s very easy to become a
member of the AARP medical insurance schemes. The members also
have the opportunity to enroll in the Medicare supplement
insurance plans, get discounts on eye check ups, eye wears and
eye exams while in AARP medical insurance schemes. In fact
members under AARP medical insurance can save as much as 60% on
their eye wear at many of their favorite eye wear shops. There
re many dental schemes that also runs under AARP medical
insurance.
Through AARP medical insurance, member can also save on many
over the counter medicines, hair, skin and other products and
get discounts on national brands. In fact there are many
products for diabetics, those suffering from respiratory
diseases, ostomy supplies and mobility products on which
discounts are offered to the AARP medical insurance
members.
Who is Eligible?
This medical insurance is great for those who can’t pay high
premiums or have been refused medical insurance by companies.
This gives them a chance to lead a better lifestyle and to save
on their medical costs. This makes them financially independent
also. Much like Short term health insurance, this can be used
for those who have recently retired. Contact your nearest
center and become an AARP medical insurance member today.
One can also apply through the internet and also become a
member, approach the nearest center, answer the questionnaire
and pay the premium. The form can also be downloaded from the
site Of AARP. Download the form from www.aarp.org
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