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AARP Medical Insurance

AARP medical insurance is provided by private health insurers across the country. It’s a unique program that brings to its members who are aged 50 years and above various special savings, health information and insurance.

 

Many companies were researched and those that provided the best value for money and services were included in the program for its members. In 2006 there were more than 3.5 million members (members and their spouses) that were covered under the various schemes of AARP medical insurance.

History

The AARP medical insurance program was started in 1958 by D. Ethel Percy Andrus. Since then the various programs that are covered under AARP medical insurance have increased and now include primary health insurance, long term care insurance, discounts on eye care and discounts on prescription and non prescription drugs.

These are the Various Companies That Offer AARP Medical Insurance:

United HealthCare Insurance Company (For plans offered in NY, United HealthCare Insurance Company of New York) insures the AARP Group Hospital Indemnity, Supplemental Medical, Hospital Advantage, Medical Advantage, Personal Health Insurance, and Medicare Supplement Insurance Plans. Metropolitan Life Insurance Company is the insurer of the AARP Long-Term Care Insurance Plan and was rated A+ by A.M. Best in 2006.

Products and Services Available

The AARP medical insurance covers those who are 50 years of age and their spouses. The AARP medical insurance is available in all 50 states of the US and it’s very easy to become a member of the AARP medical insurance schemes. The members also have the opportunity to enroll in the Medicare supplement insurance plans, get discounts on eye check ups, eye wears and eye exams while in AARP medical insurance schemes. In fact members under AARP medical insurance can save as much as 60% on their eye wear at many of their favorite eye wear shops. There re many dental schemes that also runs under AARP medical insurance.

Through AARP medical insurance, member can also save on many over the counter medicines, hair, skin and other products and get discounts on national brands. In fact there are many products for diabetics, those suffering from respiratory diseases, ostomy supplies and mobility products on which discounts are offered to the AARP medical insurance members.

Who is Eligible?

This medical insurance is great for those who can’t pay high premiums or have been refused medical insurance by companies. This gives them a chance to lead a better lifestyle and to save on their medical costs. This makes them financially independent also. Much like Short term health insurance, this can be used for those who have recently retired. Contact your nearest center and become an AARP medical insurance member today.

One can also apply through the internet and also become a member, approach the nearest center, answer the questionnaire and pay the premium. The form can also be downloaded from the site Of AARP. Download the form from www.aarp.org